Mesh ( new version wip)

Mesh is a blockchain-powered P2P payment app that unifies services like Zelle, Venmo, and PayPal into a single, seamless, secure platform. Inspired by Lakshmi, the goddess of wealth, mesh enables money to move freely, fairly, and transparently, without centralized barriers.

Year

2025

Industry

Fintech

Conentration

Product Design, Visual Identity

Duration

6 weeks

Problem

Despite the rise of digital wallets and payment apps, users, especially young adults and students, are still burdened by platform fragmentation, hidden fees, and inconsistent user experiences. Sending money often depends on whether the other person uses the same app, causing delays, confusion, and friction in everyday transactions.

Why make another P2P app?

Mesh leverages the power of blockchain to eliminate these barriers. By integrating multiple P2P services into one decentralized, easy-to-use platform, it enables direct, trustless, and low-cost payments. With smart contract capabilities, real-time analytics, and secure authentication, lx.mi transforms financial exchange into a smooth, fair, and empowering experience, true to the spirit of Lakshmi.

Pain Points

App Overload: Juggling multiple P2P platforms for different contacts.

Transfer Delays: Slow or failed payments across incompatible services.

Hidden Fees: Unexpected charges, especially in cross-platform or scheduled transfers.

Lack of Control: Limited visibility into spending, alerts, or conditional payments.

How might we?

How might we reduce the need for multiple P2P apps and centralize payments in one place?

Solution

mesh unifies multiple P2P platforms into one seamless app, letting users send, receive, and manage payments from a single interface.

How did I get here?

Research: Problem discovery, Understanding P2P Payments, Blockchains, and User Interviews.

Prototyping: Lo-fi sketches, User flows, Iterate quickly.

Design: Vibrant and youthful, Fairness-focused UI, Minimal and dynamic.

Testing: Usability testing, Feedback-driven, optimized engagement.

Industry Research

P2P payments in the U.S. are growing fast, but users still juggle multiple apps, such as Venmo, Zelle, and Cash App. These platforms don’t always talk to each other, causing friction. Blockchain is changing that. With its secure, decentralized infrastructure, it enables faster, cheaper, and more connected payments, no middlemen, no limits

User Research:

U.S.-based users, especially students, want one app that connects it all. They’re tired of switching platforms, dealing with delays, and worrying about fees. Users value simplicity, speed, and trust. Mesh meets these needs, bringing all P2P tools together with the power and transparency of blockchain.

P2P Money Transfers

PP2P money transfer apps have revolutionized how we handle our finances, making transactions quick, easy, and convenient. But how exactly do these apps work, especially when powered by blockchain? Here’s a brief overview:

Architechure Diagram: Blockchain-Based P2P flow

This diagram shows how Mesh enables secure, decentralized peer-to-peer payments using blockchain. The sender encrypts and signs the transaction, which is then verified and recorded by a blockchain network before reaching the receiver, ensuring transparency, immutability, and trustless exchange. Through user and market research, we found that while most users didn’t fully understand blockchain, they deeply valued what it enabled: fast, low-cost, and reliable transfers. This insight led us to design lx.mi with blockchain as the invisible engine, powering ethical, seamless money flow rooted in cultural values of fairness and abundance.

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